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CPTwin.doc or CPTwin.win — Region 2, Fribourg

Region 2, Fribourg: with KPT, CPTwin.doc costs CHF 492.40 a month in 2026 and CPTwin.win CHF 526.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.doc is the cheaper of the two here: CHF 411.60 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc and CPTwin.win are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.docCPTwin.winGap per year
300CHF 492.40CHF 526.70CHF 411.60
500CHF 480.80CHF 515.10CHF 411.60
1'000CHF 451.60CHF 485.90CHF 411.60
1'500CHF 422.40CHF 456.70CHF 411.60
2'500CHF 364.10CHF 398.40CHF 411.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.