CPTwin.doc or CPTwin.win — Region 1, Zurich
Region 1, Zurich: with KPT, CPTwin.doc costs CHF 564.60 a month in 2026 and CPTwin.win CHF 564.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here CPTwin.doc and CPTwin.win cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
CPTwin.doc and CPTwin.win are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 564.60 | CHF 564.60 | — |
| 500 | CHF 553.00 | CHF 553.00 | — |
| 1'000 | CHF 523.80 | CHF 523.80 | — |
| 1'500 | CHF 494.60 | CHF 494.60 | — |
| 2'500 | CHF 436.30 | CHF 436.30 | — |
The comparison, region by region
- CPTwin.doc or CPTwin.win?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.