CPTwin.doc or CPTwin.win — Neuchâtel
Neuchâtel: with KPT, CPTwin.doc costs CHF 676.70 a month in 2026 and CPTwin.win CHF 728.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.doc is the cheaper of the two here: CHF 619.20 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.doc and CPTwin.win are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 676.70 | CHF 728.30 | CHF 619.20 |
| 500 | CHF 665.10 | CHF 716.70 | CHF 619.20 |
| 1'000 | CHF 635.90 | CHF 687.50 | CHF 619.20 |
| 1'500 | CHF 606.70 | CHF 658.30 | CHF 619.20 |
| 2'500 | CHF 548.40 | CHF 600.00 | CHF 619.20 |
The comparison, region by region
- CPTwin.doc or CPTwin.win?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.