CPTwin.doc or CPTwin.win — Thurgau
Thurgau: with KPT, CPTwin.doc costs CHF 488.60 a month in 2026 and CPTwin.win CHF 522.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
CPTwin.doc is the cheaper of the two here: CHF 406.80 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
CPTwin.doc and CPTwin.win are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- CPTwin.doc
Family doctor
You pick a family doctor and always go to them first.
- CPTwin.win
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | CPTwin.doc | CPTwin.win | Gap per year |
|---|---|---|---|
| 300 | CHF 488.60 | CHF 522.50 | CHF 406.80 |
| 500 | CHF 477.00 | CHF 510.90 | CHF 406.80 |
| 1'000 | CHF 447.80 | CHF 481.70 | CHF 406.80 |
| 1'500 | CHF 418.60 | CHF 452.50 | CHF 406.80 |
| 2'500 | CHF 360.30 | CHF 394.20 | CHF 406.80 |
The comparison, region by region
- CPTwin.doc or CPTwin.win?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.