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CPTwin.doc or CPTwin.win — Uri

Uri: with KPT, CPTwin.doc costs CHF 437.00 a month in 2026 and CPTwin.win CHF 466.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

CPTwin.doc is the cheaper of the two here: CHF 349.20 saved per year against CPTwin.win, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

CPTwin.doc and CPTwin.win are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • CPTwin.doc

    Family doctor

    You pick a family doctor and always go to them first.

  • CPTwin.win

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCPTwin.docCPTwin.winGap per year
300CHF 437.00CHF 466.10CHF 349.20
500CHF 425.40CHF 454.50CHF 349.20
1'000CHF 396.20CHF 425.30CHF 349.20
1'500CHF 367.00CHF 396.10CHF 349.20
2'500CHF 308.70CHF 337.80CHF 349.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.