Philos PrimaFlex — Region 2, Valais
Region 2, Valais: the PrimaFlex model from Philos costs CHF 503.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 503.00, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'023.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.00 | CHF 467.80 |
| 500 | CHF 492.00 | CHF 457.60 |
| 1'000 | CHF 464.50 | CHF 432.00 |
| 1'500 | CHF 436.50 | CHF 406.00 |
| 2'000 | CHF 408.90 | CHF 380.30 |
| 2'500 | CHF 381.40 | CHF 354.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 362.30 | CHF 336.90 |
| 500 | CHF 350.80 | CHF 326.20 |
| 1'000 | CHF 321.80 | CHF 299.30 |
| 1'500 | CHF 292.30 | CHF 271.80 |
| 2'000 | CHF 263.30 | CHF 244.90 |
| 2'500 | CHF 234.30 | CHF 217.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.80 | CHF 104.00 |
| 100 | CHF 106.00 | CHF 98.60 |
| 200 | CHF 100.20 | CHF 93.20 |
| 300 | CHF 94.30 | CHF 87.70 |
| 400 | CHF 88.50 | CHF 82.30 |
| 500 | CHF 82.70 | CHF 76.90 |
| 600 | CHF 76.80 | CHF 71.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.