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rhenusana Hausarzt-Modell — Aargau

Aargau: the Hausarzt-Modell model from rhenusana costs CHF 556.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 556.00, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt-Modell costs CHF 241.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 556.00CHF 517.10
500CHF 544.40CHF 506.30
1'000CHF 517.00CHF 480.90
1'500CHF 489.00CHF 454.80
2'000CHF 461.00CHF 428.80
2'500CHF 433.00CHF 402.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 422.50CHF 392.90
500CHF 410.90CHF 382.20
1'000CHF 382.00CHF 355.30
1'500CHF 352.50CHF 327.90
2'000CHF 328.60CHF 305.60
2'500CHF 305.50CHF 284.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 139.10CHF 129.40
300CHF 121.60CHF 113.10
600CHF 104.10CHF 96.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.