rhenusana Hausarzt-Modell — Aargau
Aargau: the Hausarzt-Modell model from rhenusana costs CHF 556.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 556.00, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt-Modell costs CHF 241.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 556.00 | CHF 517.10 |
| 500 | CHF 544.40 | CHF 506.30 |
| 1'000 | CHF 517.00 | CHF 480.90 |
| 1'500 | CHF 489.00 | CHF 454.80 |
| 2'000 | CHF 461.00 | CHF 428.80 |
| 2'500 | CHF 433.00 | CHF 402.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 422.50 | CHF 392.90 |
| 500 | CHF 410.90 | CHF 382.20 |
| 1'000 | CHF 382.00 | CHF 355.30 |
| 1'500 | CHF 352.50 | CHF 327.90 |
| 2'000 | CHF 328.60 | CHF 305.60 |
| 2'500 | CHF 305.50 | CHF 284.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.10 | CHF 129.40 |
| 300 | CHF 121.60 | CHF 113.10 |
| 600 | CHF 104.10 | CHF 96.90 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.