rhenusana Hausarzt-Modell — Schwyz
Schwyz: the Hausarzt-Modell model from rhenusana costs CHF 524.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 524.00, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt-Modell costs CHF 228.00 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 524.00 | CHF 487.30 |
| 500 | CHF 512.40 | CHF 476.60 |
| 1'000 | CHF 485.00 | CHF 451.10 |
| 1'500 | CHF 457.00 | CHF 425.10 |
| 2'000 | CHF 429.00 | CHF 399.00 |
| 2'500 | CHF 401.00 | CHF 373.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 398.30 | CHF 370.40 |
| 500 | CHF 386.70 | CHF 359.70 |
| 1'000 | CHF 357.80 | CHF 332.80 |
| 1'500 | CHF 328.30 | CHF 305.40 |
| 2'000 | CHF 304.30 | CHF 283.00 |
| 2'500 | CHF 281.30 | CHF 261.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.10 | CHF 122.00 |
| 300 | CHF 113.60 | CHF 105.70 |
| 600 | CHF 96.10 | CHF 89.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.