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rhenusana Hausarzt-Modell — Schwyz

Schwyz: the Hausarzt-Modell model from rhenusana costs CHF 524.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 524.00, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt-Modell costs CHF 228.00 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 524.00CHF 487.30
500CHF 512.40CHF 476.60
1'000CHF 485.00CHF 451.10
1'500CHF 457.00CHF 425.10
2'000CHF 429.00CHF 399.00
2'500CHF 401.00CHF 373.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 398.30CHF 370.40
500CHF 386.70CHF 359.70
1'000CHF 357.80CHF 332.80
1'500CHF 328.30CHF 305.40
2'000CHF 304.30CHF 283.00
2'500CHF 281.30CHF 261.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 131.10CHF 122.00
300CHF 113.60CHF 105.70
600CHF 96.10CHF 89.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.