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rhenusana Hausarzt-Modell — Basel-Stadt

Basel-Stadt: the Hausarzt-Modell model from rhenusana costs CHF 781.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 781.40, Hausarzt-Modell is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt-Modell costs CHF 339.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 781.40CHF 726.80
500CHF 769.80CHF 716.00
1'000CHF 742.50CHF 690.60
1'500CHF 714.40CHF 664.50
2'000CHF 686.40CHF 638.50
2'500CHF 658.40CHF 612.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 593.90CHF 552.40
500CHF 582.30CHF 541.60
1'000CHF 553.40CHF 514.80
1'500CHF 523.90CHF 487.30
2'000CHF 499.90CHF 465.00
2'500CHF 476.90CHF 443.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 195.50CHF 181.90
300CHF 178.00CHF 165.60
600CHF 160.50CHF 149.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.