rhenusana Hausarzt-Modell — Basel-Stadt
Basel-Stadt: the Hausarzt-Modell model from rhenusana costs CHF 781.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 781.40, Hausarzt-Modell is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt-Modell costs CHF 339.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 781.40 | CHF 726.80 |
| 500 | CHF 769.80 | CHF 716.00 |
| 1'000 | CHF 742.50 | CHF 690.60 |
| 1'500 | CHF 714.40 | CHF 664.50 |
| 2'000 | CHF 686.40 | CHF 638.50 |
| 2'500 | CHF 658.40 | CHF 612.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 593.90 | CHF 552.40 |
| 500 | CHF 582.30 | CHF 541.60 |
| 1'000 | CHF 553.40 | CHF 514.80 |
| 1'500 | CHF 523.90 | CHF 487.30 |
| 2'000 | CHF 499.90 | CHF 465.00 |
| 2'500 | CHF 476.90 | CHF 443.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 195.50 | CHF 181.90 |
| 300 | CHF 178.00 | CHF 165.60 |
| 600 | CHF 160.50 | CHF 149.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.