rhenusana Hausarzt-Modell — Zug
Zug: the Hausarzt-Modell model from rhenusana costs CHF 517.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 517.40, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt-Modell costs CHF 224.40 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.40 | CHF 481.20 |
| 500 | CHF 505.80 | CHF 470.40 |
| 1'000 | CHF 478.40 | CHF 445.00 |
| 1'500 | CHF 450.40 | CHF 418.90 |
| 2'000 | CHF 422.40 | CHF 392.90 |
| 2'500 | CHF 394.40 | CHF 366.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 393.20 | CHF 365.70 |
| 500 | CHF 381.60 | CHF 354.90 |
| 1'000 | CHF 352.70 | CHF 328.10 |
| 1'500 | CHF 323.20 | CHF 300.60 |
| 2'000 | CHF 299.20 | CHF 278.30 |
| 2'500 | CHF 276.20 | CHF 256.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.50 | CHF 120.50 |
| 300 | CHF 112.00 | CHF 104.20 |
| 600 | CHF 94.50 | CHF 87.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.