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rhenusana Hausarzt-Modell — Zug

Zug: the Hausarzt-Modell model from rhenusana costs CHF 517.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 517.40, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt-Modell costs CHF 224.40 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 517.40CHF 481.20
500CHF 505.80CHF 470.40
1'000CHF 478.40CHF 445.00
1'500CHF 450.40CHF 418.90
2'000CHF 422.40CHF 392.90
2'500CHF 394.40CHF 366.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 393.20CHF 365.70
500CHF 381.60CHF 354.90
1'000CHF 352.70CHF 328.10
1'500CHF 323.20CHF 300.60
2'000CHF 299.20CHF 278.30
2'500CHF 276.20CHF 256.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 129.50CHF 120.50
300CHF 112.00CHF 104.20
600CHF 94.50CHF 87.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.