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rhenusana Hausarzt-Modell — Region 2, Schaffhausen

Region 2, Schaffhausen: the Hausarzt-Modell model from rhenusana costs CHF 529.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 529.80, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt-Modell costs CHF 441.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 529.80CHF 492.70
500CHF 518.20CHF 482.00
1'000CHF 490.80CHF 456.50
1'500CHF 462.90CHF 430.50
2'000CHF 434.80CHF 404.40
2'500CHF 406.80CHF 378.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 402.70CHF 374.50
500CHF 391.10CHF 363.80
1'000CHF 362.20CHF 336.90
1'500CHF 332.70CHF 309.50
2'000CHF 308.70CHF 287.10
2'500CHF 285.80CHF 265.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 136.80CHF 127.30
300CHF 119.30CHF 111.00
600CHF 101.80CHF 94.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.