rhenusana Hausarzt-Modell — Region 2, Schaffhausen
Region 2, Schaffhausen: the Hausarzt-Modell model from rhenusana costs CHF 529.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 529.80, Hausarzt-Modell is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt-Modell costs CHF 441.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.80 | CHF 492.70 |
| 500 | CHF 518.20 | CHF 482.00 |
| 1'000 | CHF 490.80 | CHF 456.50 |
| 1'500 | CHF 462.90 | CHF 430.50 |
| 2'000 | CHF 434.80 | CHF 404.40 |
| 2'500 | CHF 406.80 | CHF 378.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 402.70 | CHF 374.50 |
| 500 | CHF 391.10 | CHF 363.80 |
| 1'000 | CHF 362.20 | CHF 336.90 |
| 1'500 | CHF 332.70 | CHF 309.50 |
| 2'000 | CHF 308.70 | CHF 287.10 |
| 2'500 | CHF 285.80 | CHF 265.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.80 | CHF 127.30 |
| 300 | CHF 119.30 | CHF 111.00 |
| 600 | CHF 101.80 | CHF 94.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.