Combi Care or sana24 Med Call — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with sana24, Combi Care costs CHF 471.20 a month in 2026 and sana24 Med Call CHF 520.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 590.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care and sana24 Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 471.20 | CHF 520.40 | CHF 590.40 |
| 500 | CHF 459.50 | CHF 508.80 | CHF 591.60 |
| 1'000 | CHF 430.30 | CHF 479.60 | CHF 591.60 |
| 1'500 | CHF 401.20 | CHF 450.40 | CHF 590.40 |
| 2'000 | CHF 372.00 | CHF 421.30 | CHF 591.60 |
| 2'500 | CHF 342.80 | CHF 392.10 | CHF 591.60 |
The comparison, region by region
- Combi Care or sana24 Med Call?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.