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Combi Care or sana24 Med Call — Appenzell Innerrhoden

Appenzell Innerrhoden: with sana24, Combi Care costs CHF 400.30 a month in 2026 and sana24 Med Call CHF 442.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 502.80 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and sana24 Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi Caresana24 Med CallGap per year
300CHF 400.30CHF 442.20CHF 502.80
500CHF 388.60CHF 430.50CHF 502.80
1'000CHF 359.50CHF 401.30CHF 501.60
1'500CHF 330.30CHF 372.20CHF 502.80
2'000CHF 301.10CHF 343.00CHF 502.80
2'500CHF 272.00CHF 313.80CHF 501.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.