Combi Care or sana24 Med Call — Region 2, St. Gallen
Region 2, St. Gallen: with sana24, Combi Care costs CHF 466.50 a month in 2026 and sana24 Med Call CHF 537.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 846.00 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care and sana24 Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 466.50 | CHF 537.00 | CHF 846.00 |
| 500 | CHF 454.90 | CHF 525.30 | CHF 844.80 |
| 1'000 | CHF 425.70 | CHF 496.10 | CHF 844.80 |
| 1'500 | CHF 396.50 | CHF 467.00 | CHF 846.00 |
| 2'000 | CHF 367.40 | CHF 437.80 | CHF 844.80 |
| 2'500 | CHF 338.20 | CHF 408.60 | CHF 844.80 |
The comparison, region by region
- Combi Care or sana24 Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.