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Combi Care or sana24 Med Call — Region 1, Bern

Region 1, Bern: with sana24, Combi Care costs CHF 571.80 a month in 2026 and sana24 Med Call CHF 658.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 1'036.80 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and sana24 Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi Caresana24 Med CallGap per year
300CHF 571.80CHF 658.20CHF 1'036.80
500CHF 560.10CHF 646.50CHF 1'036.80
1'000CHF 531.00CHF 617.30CHF 1'035.60
1'500CHF 501.80CHF 588.20CHF 1'036.80
2'000CHF 472.60CHF 559.00CHF 1'036.80
2'500CHF 443.50CHF 529.80CHF 1'035.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.