Combi Care or sana24 Med Call — Region 1, Lucerne
Region 1, Lucerne: with sana24, Combi Care costs CHF 484.50 a month in 2026 and sana24 Med Call CHF 557.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 878.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care and sana24 Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 484.50 | CHF 557.70 | CHF 878.40 |
| 500 | CHF 472.80 | CHF 546.00 | CHF 878.40 |
| 1'000 | CHF 443.70 | CHF 516.80 | CHF 877.20 |
| 1'500 | CHF 414.50 | CHF 487.70 | CHF 878.40 |
| 2'000 | CHF 385.30 | CHF 458.50 | CHF 878.40 |
| 2'500 | CHF 356.20 | CHF 429.30 | CHF 877.20 |
The comparison, region by region
- Combi Care or sana24 Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.