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Managed Care sans capitation or Tel Doc — Basel-Stadt

Basel-Stadt: with sana24, Managed Care sans capitation costs CHF 653.20 a month in 2026 and Tel Doc CHF 632.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 247.20 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationTel DocGap per year
300CHF 653.20CHF 632.60CHF 247.20
500CHF 641.60CHF 621.00CHF 247.20
1'000CHF 612.40CHF 591.80CHF 247.20
1'500CHF 583.20CHF 562.60CHF 247.20
2'000CHF 554.10CHF 533.50CHF 247.20
2'500CHF 524.90CHF 504.30CHF 247.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.