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Managed Care sans capitation or Tel Doc — Schwyz

Schwyz: with sana24, Managed Care sans capitation costs CHF 516.70 a month in 2026 and Tel Doc CHF 500.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 193.20 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationTel DocGap per year
300CHF 516.70CHF 500.60CHF 193.20
500CHF 505.00CHF 488.90CHF 193.20
1'000CHF 475.90CHF 459.70CHF 194.40
1'500CHF 446.70CHF 430.60CHF 193.20
2'000CHF 417.50CHF 401.40CHF 193.20
2'500CHF 388.40CHF 372.20CHF 194.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.