Skip to content
Sophie

Managed Care sans capitation or Tel Doc — Geneva

Geneva: with sana24, Managed Care sans capitation costs CHF 708.50 a month in 2026 and Tel Doc CHF 670.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 452.40 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationTel DocGap per year
300CHF 708.50CHF 670.80CHF 452.40
500CHF 696.80CHF 659.20CHF 451.20
1'000CHF 667.70CHF 630.00CHF 452.40
1'500CHF 638.50CHF 600.80CHF 452.40
2'000CHF 609.30CHF 571.70CHF 451.20
2'500CHF 580.20CHF 542.50CHF 452.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.