Managed Care sans capitation or Tel Doc — Region 2, Ticino
Region 2, Ticino: with sana24, Managed Care sans capitation costs CHF 672.70 a month in 2026 and Tel Doc CHF 658.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Doc is the cheaper of the two here: CHF 168.00 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care sans capitation is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care sans capitation | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 672.70 | CHF 658.70 | CHF 168.00 |
| 500 | CHF 661.00 | CHF 647.00 | CHF 168.00 |
| 1'000 | CHF 631.90 | CHF 617.80 | CHF 169.20 |
| 1'500 | CHF 602.70 | CHF 588.70 | CHF 168.00 |
| 2'000 | CHF 573.50 | CHF 559.50 | CHF 168.00 |
| 2'500 | CHF 544.40 | CHF 530.30 | CHF 169.20 |
The comparison, region by region
- Managed Care sans capitation or Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.