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Managed Care sans capitation or Tel Doc — Region 1, Ticino

Region 1, Ticino: with sana24, Managed Care sans capitation costs CHF 712.50 a month in 2026 and Tel Doc CHF 697.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Doc is the cheaper of the two here: CHF 177.60 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationTel DocGap per year
300CHF 712.50CHF 697.70CHF 177.60
500CHF 700.90CHF 686.00CHF 178.80
1'000CHF 671.70CHF 656.90CHF 177.60
1'500CHF 642.50CHF 627.70CHF 177.60
2'000CHF 613.40CHF 598.50CHF 178.80
2'500CHF 584.20CHF 569.40CHF 177.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.