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sana24 Managed Care sans capitation — Zug

Zug: the Managed Care sans capitation model from sana24 costs CHF 400.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 400.40, Managed Care sans capitation is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care sans capitation costs CHF 361.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 400.40CHF 374.20
500CHF 388.70CHF 363.30
1'000CHF 359.60CHF 336.10
1'500CHF 330.40CHF 308.80
2'000CHF 301.20CHF 281.50
2'500CHF 272.10CHF 254.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 328.40CHF 306.90
500CHF 316.70CHF 296.00
1'000CHF 287.60CHF 268.80
1'500CHF 258.40CHF 241.50
2'000CHF 229.20CHF 214.30
2'500CHF 200.10CHF 187.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 100.40CHF 93.90
100CHF 94.60CHF 88.40
200CHF 88.70CHF 83.00
300CHF 82.90CHF 77.50
400CHF 77.10CHF 72.00
500CHF 71.20CHF 66.60
600CHF 65.40CHF 61.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.