sana24 Managed Care sans capitation — Zug
Zug: the Managed Care sans capitation model from sana24 costs CHF 400.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 400.40, Managed Care sans capitation is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care sans capitation costs CHF 361.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.40 | CHF 374.20 |
| 500 | CHF 388.70 | CHF 363.30 |
| 1'000 | CHF 359.60 | CHF 336.10 |
| 1'500 | CHF 330.40 | CHF 308.80 |
| 2'000 | CHF 301.20 | CHF 281.50 |
| 2'500 | CHF 272.10 | CHF 254.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 328.40 | CHF 306.90 |
| 500 | CHF 316.70 | CHF 296.00 |
| 1'000 | CHF 287.60 | CHF 268.80 |
| 1'500 | CHF 258.40 | CHF 241.50 |
| 2'000 | CHF 229.20 | CHF 214.30 |
| 2'500 | CHF 200.10 | CHF 187.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 100.40 | CHF 93.90 |
| 100 | CHF 94.60 | CHF 88.40 |
| 200 | CHF 88.70 | CHF 83.00 |
| 300 | CHF 82.90 | CHF 77.50 |
| 400 | CHF 77.10 | CHF 72.00 |
| 500 | CHF 71.20 | CHF 66.60 |
| 600 | CHF 65.40 | CHF 61.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.