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Managed Care or sana24 Med Call — Appenzell Innerrhoden

Appenzell Innerrhoden: with sana24, Managed Care costs CHF 409.10 a month in 2026 and sana24 Med Call CHF 442.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 397.20 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Caresana24 Med CallGap per year
300CHF 409.10CHF 442.20CHF 397.20
500CHF 397.50CHF 430.50CHF 396.00
1'000CHF 368.30CHF 401.30CHF 396.00
1'500CHF 339.10CHF 372.20CHF 397.20
2'000CHF 310.00CHF 343.00CHF 396.00
2'500CHF 280.80CHF 313.80CHF 396.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.