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Managed Care or sana24 Med Call — Region 2, Fribourg

Region 2, Fribourg: with sana24, Managed Care costs CHF 539.40 a month in 2026 and sana24 Med Call CHF 581.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 507.60 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Caresana24 Med CallGap per year
300CHF 539.40CHF 581.70CHF 507.60
500CHF 527.80CHF 570.10CHF 507.60
1'000CHF 498.60CHF 540.90CHF 507.60
1'500CHF 469.40CHF 511.70CHF 507.60
2'000CHF 440.30CHF 482.60CHF 507.60
2'500CHF 411.10CHF 453.40CHF 507.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.