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Managed Care or sana24 Med Call — Obwalden

Obwalden: with sana24, Managed Care costs CHF 475.70 a month in 2026 and sana24 Med Call CHF 491.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 186.00 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Caresana24 Med CallGap per year
300CHF 475.70CHF 491.20CHF 186.00
500CHF 464.00CHF 479.50CHF 186.00
1'000CHF 434.80CHF 450.30CHF 186.00
1'500CHF 405.70CHF 421.20CHF 186.00
2'000CHF 376.50CHF 392.00CHF 186.00
2'500CHF 347.30CHF 362.80CHF 186.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.