Managed Care or sana24 Med Call — Region 3, Bern
Region 3, Bern: with sana24, Managed Care costs CHF 521.20 a month in 2026 and sana24 Med Call CHF 561.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care is the cheaper of the two here: CHF 482.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 521.20 | CHF 561.40 | CHF 482.40 |
| 500 | CHF 509.50 | CHF 549.80 | CHF 483.60 |
| 1'000 | CHF 480.40 | CHF 520.60 | CHF 482.40 |
| 1'500 | CHF 451.20 | CHF 491.40 | CHF 482.40 |
| 2'000 | CHF 422.00 | CHF 462.30 | CHF 483.60 |
| 2'500 | CHF 392.90 | CHF 433.10 | CHF 482.40 |
The comparison, region by region
- Managed Care or sana24 Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.