sana24 sana24 Tel Care — Region 1, Lucerne
Region 1, Lucerne: the sana24 Tel Care model from sana24 costs CHF 512.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.60, sana24 Tel Care is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sana24 Tel Care costs CHF 608.40 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.60 | CHF 479.10 |
| 500 | CHF 501.00 | CHF 468.20 |
| 1'000 | CHF 471.80 | CHF 441.00 |
| 1'500 | CHF 442.60 | CHF 413.70 |
| 2'000 | CHF 413.50 | CHF 386.40 |
| 2'500 | CHF 384.30 | CHF 359.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 416.30 | CHF 389.10 |
| 500 | CHF 404.70 | CHF 378.20 |
| 1'000 | CHF 375.50 | CHF 351.00 |
| 1'500 | CHF 346.30 | CHF 323.70 |
| 2'000 | CHF 317.20 | CHF 296.40 |
| 2'500 | CHF 288.00 | CHF 269.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 145.30 | CHF 135.80 |
| 100 | CHF 139.50 | CHF 130.40 |
| 200 | CHF 133.60 | CHF 124.90 |
| 300 | CHF 127.80 | CHF 119.50 |
| 400 | CHF 122.00 | CHF 114.00 |
| 500 | CHF 116.10 | CHF 108.60 |
| 600 | CHF 110.30 | CHF 103.10 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.