sana24 sana24 Tel Care — Region 1, St. Gallen
Region 1, St. Gallen: the sana24 Tel Care model from sana24 costs CHF 528.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.70, sana24 Tel Care is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sana24 Tel Care costs CHF 550.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.70 | CHF 494.10 |
| 500 | CHF 517.00 | CHF 483.20 |
| 1'000 | CHF 487.80 | CHF 455.90 |
| 1'500 | CHF 458.70 | CHF 428.70 |
| 2'000 | CHF 429.50 | CHF 401.40 |
| 2'500 | CHF 400.30 | CHF 374.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.00 | CHF 395.40 |
| 500 | CHF 411.30 | CHF 384.50 |
| 1'000 | CHF 382.20 | CHF 357.20 |
| 1'500 | CHF 353.00 | CHF 329.90 |
| 2'000 | CHF 323.80 | CHF 302.70 |
| 2'500 | CHF 294.70 | CHF 275.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 148.20 | CHF 138.50 |
| 100 | CHF 142.40 | CHF 133.10 |
| 200 | CHF 136.50 | CHF 127.60 |
| 300 | CHF 130.70 | CHF 122.20 |
| 400 | CHF 124.90 | CHF 116.70 |
| 500 | CHF 119.00 | CHF 111.30 |
| 600 | CHF 113.20 | CHF 105.80 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.