sana24 sana24 Tel Care — Region 3, St. Gallen
Region 3, St. Gallen: the sana24 Tel Care model from sana24 costs CHF 475.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 475.90, sana24 Tel Care is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sana24 Tel Care costs CHF 495.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 475.90 | CHF 444.80 |
| 500 | CHF 464.20 | CHF 433.80 |
| 1'000 | CHF 435.00 | CHF 406.60 |
| 1'500 | CHF 405.90 | CHF 379.30 |
| 2'000 | CHF 376.70 | CHF 352.10 |
| 2'500 | CHF 347.50 | CHF 324.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 364.20 | CHF 340.40 |
| 500 | CHF 352.60 | CHF 329.50 |
| 1'000 | CHF 323.40 | CHF 302.30 |
| 1'500 | CHF 294.20 | CHF 275.00 |
| 2'000 | CHF 265.10 | CHF 247.70 |
| 2'500 | CHF 235.90 | CHF 220.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.40 | CHF 124.70 |
| 100 | CHF 127.60 | CHF 119.30 |
| 200 | CHF 121.80 | CHF 113.80 |
| 300 | CHF 115.90 | CHF 108.40 |
| 400 | CHF 110.10 | CHF 102.90 |
| 500 | CHF 104.30 | CHF 97.50 |
| 600 | CHF 98.40 | CHF 92.00 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.