sana24 sana24 Tel Care — Region 2, Lucerne
Region 2, Lucerne: the sana24 Tel Care model from sana24 costs CHF 500.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.50, sana24 Tel Care is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sana24 Tel Care costs CHF 522.00 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.50 | CHF 467.80 |
| 500 | CHF 488.80 | CHF 456.90 |
| 1'000 | CHF 459.70 | CHF 429.60 |
| 1'500 | CHF 430.50 | CHF 402.40 |
| 2'000 | CHF 401.30 | CHF 375.10 |
| 2'500 | CHF 372.20 | CHF 347.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 406.50 | CHF 379.90 |
| 500 | CHF 394.80 | CHF 369.00 |
| 1'000 | CHF 365.70 | CHF 341.80 |
| 1'500 | CHF 336.50 | CHF 314.50 |
| 2'000 | CHF 307.30 | CHF 287.20 |
| 2'500 | CHF 278.20 | CHF 260.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.30 | CHF 131.20 |
| 100 | CHF 134.50 | CHF 125.70 |
| 200 | CHF 128.70 | CHF 120.30 |
| 300 | CHF 122.80 | CHF 114.80 |
| 400 | CHF 117.00 | CHF 109.40 |
| 500 | CHF 111.20 | CHF 103.90 |
| 600 | CHF 105.30 | CHF 98.50 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.