sana24 sana24 Tel Care — Region 2, St. Gallen
Region 2, St. Gallen: the sana24 Tel Care model from sana24 costs CHF 499.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 499.00, sana24 Tel Care is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sana24 Tel Care costs CHF 520.80 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 499.00 | CHF 466.40 |
| 500 | CHF 487.40 | CHF 455.50 |
| 1'000 | CHF 458.20 | CHF 428.30 |
| 1'500 | CHF 429.00 | CHF 401.00 |
| 2'000 | CHF 399.90 | CHF 373.70 |
| 2'500 | CHF 370.70 | CHF 346.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.00 | CHF 357.00 |
| 500 | CHF 370.30 | CHF 346.10 |
| 1'000 | CHF 341.10 | CHF 318.80 |
| 1'500 | CHF 312.00 | CHF 291.60 |
| 2'000 | CHF 282.80 | CHF 264.30 |
| 2'500 | CHF 253.60 | CHF 237.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.90 | CHF 130.80 |
| 100 | CHF 134.10 | CHF 125.30 |
| 200 | CHF 128.20 | CHF 119.90 |
| 300 | CHF 122.40 | CHF 114.40 |
| 400 | CHF 116.60 | CHF 109.00 |
| 500 | CHF 110.70 | CHF 103.50 |
| 600 | CHF 104.90 | CHF 98.10 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.