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Médecin de famille 1 or Médecin de famille 2 — Region 3, Zurich

Region 3, Zurich: with Sanitas, Médecin de famille 1 costs CHF 456.60 a month in 2026 and Médecin de famille 2 CHF 482.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 314.40 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 2Gap per year
300CHF 456.60CHF 482.80CHF 314.40
500CHF 445.00CHF 471.20CHF 314.40
1'000CHF 415.80CHF 442.00CHF 314.40
1'500CHF 386.60CHF 412.80CHF 314.40
2'000CHF 357.50CHF 383.70CHF 314.40
2'500CHF 328.30CHF 354.50CHF 314.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.