Médecin de famille 2 or Médecin de famille 4 — Appenzell Innerrhoden
Appenzell Innerrhoden: with Sanitas, Médecin de famille 2 costs CHF 400.00 a month in 2026 and Médecin de famille 4 CHF 404.35, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 2 is the cheaper of the two here: CHF 52.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 2 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille 2
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille 4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille 2 | Médecin de famille 4 | Gap per year |
|---|---|---|---|
| 300 | CHF 400.00 | CHF 404.35 | CHF 52.20 |
| 500 | CHF 388.40 | CHF 392.75 | CHF 52.20 |
| 1'000 | CHF 359.20 | CHF 363.55 | CHF 52.20 |
| 1'500 | CHF 330.00 | CHF 334.35 | CHF 52.20 |
| 2'000 | CHF 300.90 | CHF 305.25 | CHF 52.20 |
| 2'500 | CHF 271.70 | CHF 276.05 | CHF 52.20 |
The comparison, region by region
- Médecin de famille 2 or Médecin de famille 4?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.