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Médecin de famille 2 or Médecin de famille 4 — Neuchâtel

Neuchâtel: with Sanitas, Médecin de famille 2 costs CHF 631.50 a month in 2026 and Médecin de famille 4 CHF 638.35, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 82.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 4Gap per year
300CHF 631.50CHF 638.35CHF 82.20
500CHF 619.90CHF 626.75CHF 82.20
1'000CHF 590.70CHF 597.55CHF 82.20
1'500CHF 561.50CHF 568.35CHF 82.20
2'000CHF 532.40CHF 539.25CHF 82.20
2'500CHF 503.20CHF 510.05CHF 82.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.