Médecin de famille 2 or Médecin de famille 4 — Region 1, Bern
Region 1, Bern: with Sanitas, Médecin de famille 2 costs CHF 584.00 a month in 2026 and Médecin de famille 4 CHF 590.35, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 2 is the cheaper of the two here: CHF 76.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 2 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Médecin de famille 2
Family doctor
You pick a family doctor and always go to them first.
- Médecin de famille 4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Médecin de famille 2 | Médecin de famille 4 | Gap per year |
|---|---|---|---|
| 300 | CHF 584.00 | CHF 590.35 | CHF 76.20 |
| 500 | CHF 572.40 | CHF 578.75 | CHF 76.20 |
| 1'000 | CHF 543.20 | CHF 549.55 | CHF 76.20 |
| 1'500 | CHF 514.00 | CHF 520.35 | CHF 76.20 |
| 2'000 | CHF 484.90 | CHF 491.25 | CHF 76.20 |
| 2'500 | CHF 455.70 | CHF 462.05 | CHF 76.20 |
The comparison, region by region
- Médecin de famille 2 or Médecin de famille 4?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.