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Médecin de famille 2 or Médecin de famille 4 — Obwalden

Obwalden: with Sanitas, Médecin de famille 2 costs CHF 442.25 a month in 2026 and Médecin de famille 4 CHF 447.05, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 57.60 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 4Gap per year
300CHF 442.25CHF 447.05CHF 57.60
500CHF 430.65CHF 435.45CHF 57.60
1'000CHF 401.45CHF 406.25CHF 57.60
1'500CHF 372.25CHF 377.05CHF 57.60
2'000CHF 343.15CHF 347.95CHF 57.60
2'500CHF 313.95CHF 318.75CHF 57.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.