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Médecin de famille 2 or Médecin de famille 4 — Region 3, St. Gallen

Region 3, St. Gallen: with Sanitas, Médecin de famille 2 costs CHF 471.40 a month in 2026 and Médecin de famille 4 CHF 476.55, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 61.80 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 4Gap per year
300CHF 471.40CHF 476.55CHF 61.80
500CHF 459.80CHF 464.95CHF 61.80
1'000CHF 430.60CHF 435.75CHF 61.80
1'500CHF 401.40CHF 406.55CHF 61.80
2'000CHF 372.30CHF 377.45CHF 61.80
2'500CHF 343.10CHF 348.25CHF 61.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.