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TelMed (CallMed) or TelMed (Compact One) — Appenzell Innerrhoden

Appenzell Innerrhoden: with Sanitas, TelMed (CallMed) costs CHF 404.40 a month in 2026 and TelMed (Compact One) CHF 391.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 156.00 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

TelMed (CallMed) and TelMed (Compact One) are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleTelMed (CallMed)TelMed (Compact One)Gap per year
300CHF 404.40CHF 391.40CHF 156.00
500CHF 392.80CHF 379.80CHF 156.00
1'000CHF 363.60CHF 350.60CHF 156.00
1'500CHF 334.40CHF 321.40CHF 156.00
2'000CHF 305.30CHF 292.30CHF 156.00
2'500CHF 276.10CHF 263.10CHF 156.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.