TelMed (CallMed) or TelMed (Compact One) — Region 1, Lucerne
Region 1, Lucerne: with Sanitas, TelMed (CallMed) costs CHF 493.50 a month in 2026 and TelMed (Compact One) CHF 461.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 381.60 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
TelMed (CallMed) and TelMed (Compact One) are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- TelMed (CallMed)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | TelMed (CallMed) | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 493.50 | CHF 461.70 | CHF 381.60 |
| 500 | CHF 481.90 | CHF 450.10 | CHF 381.60 |
| 1'000 | CHF 452.70 | CHF 420.90 | CHF 381.60 |
| 1'500 | CHF 423.50 | CHF 391.70 | CHF 381.60 |
| 2'000 | CHF 394.40 | CHF 362.60 | CHF 381.60 |
| 2'500 | CHF 365.20 | CHF 333.40 | CHF 381.60 |
The comparison, region by region
- TelMed (CallMed) or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.