TelMed (CallMed) or TelMed (Compact One) — Region 1, St. Gallen
Region 1, St. Gallen: with Sanitas, TelMed (CallMed) costs CHF 512.80 a month in 2026 and TelMed (Compact One) CHF 496.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 199.20 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
TelMed (CallMed) and TelMed (Compact One) are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- TelMed (CallMed)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | TelMed (CallMed) | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 512.80 | CHF 496.20 | CHF 199.20 |
| 500 | CHF 501.20 | CHF 484.60 | CHF 199.20 |
| 1'000 | CHF 472.00 | CHF 455.40 | CHF 199.20 |
| 1'500 | CHF 442.80 | CHF 426.20 | CHF 199.20 |
| 2'000 | CHF 413.70 | CHF 397.10 | CHF 199.20 |
| 2'500 | CHF 384.50 | CHF 367.90 | CHF 199.20 |
The comparison, region by region
- TelMed (CallMed) or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.