TelMed (CallMed) or TelMed (Compact One) — Region 2, Lucerne
Region 2, Lucerne: with Sanitas, TelMed (CallMed) costs CHF 474.30 a month in 2026 and TelMed (Compact One) CHF 459.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 183.60 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
TelMed (CallMed) and TelMed (Compact One) are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- TelMed (CallMed)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | TelMed (CallMed) | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 474.30 | CHF 459.00 | CHF 183.60 |
| 500 | CHF 462.70 | CHF 447.40 | CHF 183.60 |
| 1'000 | CHF 433.50 | CHF 418.20 | CHF 183.60 |
| 1'500 | CHF 404.30 | CHF 389.00 | CHF 183.60 |
| 2'000 | CHF 375.20 | CHF 359.90 | CHF 183.60 |
| 2'500 | CHF 346.00 | CHF 330.70 | CHF 183.60 |
The comparison, region by region
- TelMed (CallMed) or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.