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TelMed (CallMed) or TelMed (Compact One) — Region 2, St. Gallen

Region 2, St. Gallen: with Sanitas, TelMed (CallMed) costs CHF 500.30 a month in 2026 and TelMed (Compact One) CHF 457.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 516.00 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

TelMed (CallMed) and TelMed (Compact One) are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleTelMed (CallMed)TelMed (Compact One)Gap per year
300CHF 500.30CHF 457.30CHF 516.00
500CHF 488.70CHF 445.70CHF 516.00
1'000CHF 459.50CHF 416.50CHF 516.00
1'500CHF 430.30CHF 387.30CHF 516.00
2'000CHF 401.20CHF 358.20CHF 516.00
2'500CHF 372.00CHF 329.00CHF 516.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.