Sumiswalder Hausarzt — Aargau
Aargau: the Hausarzt model from Sumiswalder costs CHF 485.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.80, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 506.40 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.80 | CHF 452.30 |
| 500 | CHF 475.00 | CHF 442.30 |
| 1'000 | CHF 448.20 | CHF 417.30 |
| 1'500 | CHF 421.40 | CHF 392.40 |
| 2'000 | CHF 394.60 | CHF 367.40 |
| 2'500 | CHF 367.80 | CHF 342.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 354.60 | CHF 330.10 |
| 500 | CHF 343.80 | CHF 320.10 |
| 1'000 | CHF 317.00 | CHF 295.20 |
| 1'500 | CHF 290.20 | CHF 270.20 |
| 2'000 | CHF 263.40 | CHF 245.30 |
| 2'500 | CHF 236.60 | CHF 220.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.80 | CHF 104.10 |
| 100 | CHF 106.40 | CHF 99.10 |
| 200 | CHF 101.10 | CHF 94.20 |
| 300 | CHF 95.70 | CHF 89.10 |
| 400 | CHF 90.30 | CHF 84.10 |
| 500 | CHF 85.10 | CHF 79.30 |
| 600 | CHF 79.50 | CHF 74.10 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.