Sumiswalder Hausarzt — Solothurn
Solothurn: the Hausarzt model from Sumiswalder costs CHF 530.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 530.10, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 552.00 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 530.10 | CHF 493.00 |
| 500 | CHF 519.30 | CHF 483.00 |
| 1'000 | CHF 492.50 | CHF 458.10 |
| 1'500 | CHF 465.80 | CHF 433.20 |
| 2'000 | CHF 438.90 | CHF 408.20 |
| 2'500 | CHF 412.10 | CHF 383.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 359.90 |
| 500 | CHF 376.20 | CHF 349.90 |
| 1'000 | CHF 349.40 | CHF 325.00 |
| 1'500 | CHF 322.60 | CHF 300.10 |
| 2'000 | CHF 295.80 | CHF 275.10 |
| 2'500 | CHF 269.00 | CHF 250.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.30 | CHF 118.40 |
| 100 | CHF 121.90 | CHF 113.40 |
| 200 | CHF 116.60 | CHF 108.50 |
| 300 | CHF 111.10 | CHF 103.40 |
| 400 | CHF 105.80 | CHF 98.40 |
| 500 | CHF 100.50 | CHF 93.50 |
| 600 | CHF 95.00 | CHF 88.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.