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Sumiswalder Hausarzt — Region 2, Valais

Region 2, Valais: the Hausarzt model from Sumiswalder costs CHF 456.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 456.50, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt costs CHF 475.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 456.50CHF 424.50
500CHF 445.80CHF 414.60
1'000CHF 418.90CHF 389.60
1'500CHF 392.10CHF 364.70
2'000CHF 365.30CHF 339.80
2'500CHF 338.60CHF 314.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 346.90CHF 322.60
500CHF 336.10CHF 312.60
1'000CHF 309.30CHF 287.70
1'500CHF 282.50CHF 262.80
2'000CHF 255.80CHF 237.90
2'500CHF 228.90CHF 212.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 107.30CHF 99.80
100CHF 101.90CHF 94.80
200CHF 96.60CHF 89.90
300CHF 91.10CHF 84.80
400CHF 85.80CHF 79.80
500CHF 80.50CHF 74.90
600CHF 75.00CHF 69.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.