Sumiswalder Hausarzt — Basel-Stadt
Basel-Stadt: the Hausarzt model from Sumiswalder costs CHF 696.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 696.90, Hausarzt is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 727.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 696.90 | CHF 648.80 |
| 500 | CHF 686.10 | CHF 638.80 |
| 1'000 | CHF 659.30 | CHF 613.90 |
| 1'500 | CHF 632.50 | CHF 588.90 |
| 2'000 | CHF 605.80 | CHF 564.00 |
| 2'500 | CHF 578.90 | CHF 539.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 508.80 | CHF 473.70 |
| 500 | CHF 498.00 | CHF 463.70 |
| 1'000 | CHF 471.20 | CHF 438.70 |
| 1'500 | CHF 444.40 | CHF 413.80 |
| 2'000 | CHF 417.60 | CHF 388.80 |
| 2'500 | CHF 390.80 | CHF 363.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 160.40 | CHF 149.40 |
| 100 | CHF 155.10 | CHF 144.40 |
| 200 | CHF 149.70 | CHF 139.40 |
| 300 | CHF 144.20 | CHF 134.30 |
| 400 | CHF 138.90 | CHF 129.40 |
| 500 | CHF 133.60 | CHF 124.40 |
| 600 | CHF 128.10 | CHF 119.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.