Sumiswalder Hausarzt — Region 2, Grisons
Region 2, Grisons: the Hausarzt model from Sumiswalder costs CHF 450.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 450.70, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 469.20 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 450.70 | CHF 419.20 |
| 500 | CHF 440.00 | CHF 409.20 |
| 1'000 | CHF 413.10 | CHF 384.20 |
| 1'500 | CHF 386.30 | CHF 359.30 |
| 2'000 | CHF 359.50 | CHF 334.40 |
| 2'500 | CHF 332.70 | CHF 309.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 328.50 | CHF 305.50 |
| 500 | CHF 317.70 | CHF 295.50 |
| 1'000 | CHF 290.90 | CHF 270.60 |
| 1'500 | CHF 264.10 | CHF 245.70 |
| 2'000 | CHF 237.30 | CHF 220.70 |
| 2'500 | CHF 210.50 | CHF 195.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.00 | CHF 99.60 |
| 100 | CHF 101.60 | CHF 94.50 |
| 200 | CHF 96.30 | CHF 89.60 |
| 300 | CHF 90.80 | CHF 84.50 |
| 400 | CHF 85.50 | CHF 79.60 |
| 500 | CHF 80.20 | CHF 74.60 |
| 600 | CHF 74.70 | CHF 69.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.