Sumiswalder Hausarzt — Zug
Zug: the Hausarzt model from Sumiswalder costs CHF 408.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 408.10, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 424.80 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 408.10 | CHF 379.50 |
| 500 | CHF 397.30 | CHF 369.50 |
| 1'000 | CHF 370.50 | CHF 344.60 |
| 1'500 | CHF 343.70 | CHF 319.70 |
| 2'000 | CHF 316.90 | CHF 294.80 |
| 2'500 | CHF 290.10 | CHF 269.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 302.00 | CHF 280.90 |
| 500 | CHF 291.20 | CHF 270.90 |
| 1'000 | CHF 264.40 | CHF 245.90 |
| 1'500 | CHF 237.60 | CHF 221.00 |
| 2'000 | CHF 210.80 | CHF 196.10 |
| 2'500 | CHF 184.00 | CHF 171.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 96.00 | CHF 89.30 |
| 100 | CHF 90.60 | CHF 84.30 |
| 200 | CHF 85.30 | CHF 79.40 |
| 300 | CHF 79.80 | CHF 74.30 |
| 400 | CHF 74.50 | CHF 69.30 |
| 500 | CHF 69.20 | CHF 64.40 |
| 600 | CHF 63.70 | CHF 59.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.