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Sumiswalder Hausarzt — Zug

Zug: the Hausarzt model from Sumiswalder costs CHF 408.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 408.10, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Hausarzt costs CHF 424.80 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 408.10CHF 379.50
500CHF 397.30CHF 369.50
1'000CHF 370.50CHF 344.60
1'500CHF 343.70CHF 319.70
2'000CHF 316.90CHF 294.80
2'500CHF 290.10CHF 269.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 302.00CHF 280.90
500CHF 291.20CHF 270.90
1'000CHF 264.40CHF 245.90
1'500CHF 237.60CHF 221.00
2'000CHF 210.80CHF 196.10
2'500CHF 184.00CHF 171.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 96.00CHF 89.30
100CHF 90.60CHF 84.30
200CHF 85.30CHF 79.40
300CHF 79.80CHF 74.30
400CHF 74.50CHF 69.30
500CHF 69.20CHF 64.40
600CHF 63.70CHF 59.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.