Sumiswalder Hausarzt — Region 1, Zurich
Region 1, Zurich: the Hausarzt model from Sumiswalder costs CHF 561.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 561.50, Hausarzt is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 585.60 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 561.50 | CHF 522.20 |
| 500 | CHF 550.70 | CHF 512.20 |
| 1'000 | CHF 523.90 | CHF 487.30 |
| 1'500 | CHF 497.20 | CHF 462.40 |
| 2'000 | CHF 470.30 | CHF 437.40 |
| 2'500 | CHF 443.50 | CHF 412.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.80 | CHF 383.90 |
| 500 | CHF 402.00 | CHF 373.90 |
| 1'000 | CHF 375.20 | CHF 349.00 |
| 1'500 | CHF 348.40 | CHF 324.10 |
| 2'000 | CHF 321.60 | CHF 299.10 |
| 2'500 | CHF 294.80 | CHF 274.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.30 | CHF 121.20 |
| 100 | CHF 124.90 | CHF 116.20 |
| 200 | CHF 119.60 | CHF 111.30 |
| 300 | CHF 114.10 | CHF 106.20 |
| 400 | CHF 108.80 | CHF 101.20 |
| 500 | CHF 103.50 | CHF 96.30 |
| 600 | CHF 98.00 | CHF 91.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.