Sumiswalder Hausarzt — Region 2, Zurich
Region 2, Zurich: the Hausarzt model from Sumiswalder costs CHF 511.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.60, Hausarzt is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausarzt costs CHF 532.80 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.60 | CHF 475.80 |
| 500 | CHF 500.80 | CHF 465.80 |
| 1'000 | CHF 474.00 | CHF 440.90 |
| 1'500 | CHF 447.20 | CHF 415.90 |
| 2'000 | CHF 420.40 | CHF 391.00 |
| 2'500 | CHF 393.60 | CHF 366.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.50 | CHF 347.40 |
| 500 | CHF 362.70 | CHF 337.40 |
| 1'000 | CHF 335.90 | CHF 312.40 |
| 1'500 | CHF 309.10 | CHF 287.50 |
| 2'000 | CHF 282.30 | CHF 262.60 |
| 2'500 | CHF 255.50 | CHF 237.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.70 | CHF 109.50 |
| 100 | CHF 112.30 | CHF 104.50 |
| 200 | CHF 107.00 | CHF 99.60 |
| 300 | CHF 101.50 | CHF 94.40 |
| 400 | CHF 96.20 | CHF 89.50 |
| 500 | CHF 90.90 | CHF 84.60 |
| 600 | CHF 85.40 | CHF 79.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.